I think we are in a rut

[MichelleLT]

Perhaps the convo should start with, we really need to talk about our future. You asked me to give you time to find a job and get settled, and you have. But I do not feel like things are moving forward. There will never be a perfect time, we will always have stresses in our lives, but I need some answers.

Then ask him some questions and get his take on things?

As for him, you were surprised he remembered the car insurance - that was a good thing. Whether he waits til the last day or not *shrugs* whatever. He does need to grow up. And you need to let go of some of the responsibilities. It's a see-saw, if you let go to some extent he will have to pick up the slack.