That is wonderful about her partnering with some one to quit smoking. I hope that it will work for her and her partner.
The financial planning must seem like quite the baby step! this is great.
I think that if you found enough people to talk to reguarding the Hawaii trip you could save a lot of money. I will look into it on my end as I do know people that have saved a lot of money going a different route than a travel agent.
Mat are you planning a trip?
JAK
You don't get to choose how you're going to die. Or when, you can only decide how you're going to live now. ~Joan Baez