Oh Steelers, I am so sorry. Just my opinion and I have no experiance of peicing but I would try and steer clear of in depth convo's for now.
Remember talking D is a long way from actually doing it.
Maybe you can look again at the money issues and see if you could at least look at finding more work or making cut backs-not easy I struggle daily with this one.
Cling to the promises that God gave you and take care of you.