I didn't see this the other day, or I would have responded earlier.
The kids simply just take it as it is, that Dad moved out. They aren't happy with it and wish he'd move home. They talk about how they were happier before. But they don't "blame" him, at least at this point in their young lives. I've tried really hard to not point him as the bad guy and I'm doing a pretty good job, but there have been times where I've slipped, though I try to make up for it right away.
I've been dependent upon my H for eight years. He did all the financials, etc. too and I'm slowly coming up to speed on things. This is the first time pretty much EVER that my H hasn't been freakishly hyper-tuned to our financials. He wasn't exactly controlling about them before, but did everything and never really welcomed my input. This is something that we've made huge strides on in our relationship and it's helped us both. It's also something that never would have happened on its own.
You tell me if that's crazy. I think it makes sense because there's not a lot of reason to make things financially worse, especially for you. I'm purposely trying to be extra smart with money to set things up better for the future. Hopefully a future together, but if we're not together, I don't want the financials to be any worse than they are now!
Do whatever you can to make the 3rd floor rentable yourself. It can be a 180, a together project, whatever. It's a good move and there's always an inexpensive and an expensive way to do things. Doing labor yourself is the single most effective way to save money on projects like that.
Me: 42/H: 37 T: 10 years/M: 8 D9, S8 Bomb: 7.23.07 Separated: 1.20.08 D Final 3.19.09 Affair started in '05, found out parts in 11/07. They married 11.26.09