Please help...need MLC advice

[forward]

TPAschal, I'm in a similar timeframe as you, and I always read those with similar timeframes with some interest.

I find it interesting that they don't file, or file and then don't act. For my H, that would be typical of his approach to life: be passive and complain when things don't magically happen for you.

I may do the ultimate 180 and file myself. After all, I could sit on it, too. =)