Avoid R talk at all costs. Trust me - I kept sliding into them for 5 months. Best results I ever had was when I just wouldn't go there no matter how hard she pressed. It's HARD, really hard, but just try to do it. Consider it a 180 and see what happens.
No one marries because of debt. She's justifying. Don't believe everything she says. If she has personality flaws, well, that's a different matter. That's about her and you have no control over that. So don't take it on. That's about her and leave it with her. If she can't address it, she's going to have to carry it around with her through her entire life.
What are you doing to GAL? How are you trying to keep a PMA? What steps have you done to take care of yourself?
