She got a price change by raising the deductible, and had decided that she didn't want to pay so much so she might drop herself from the insurance and go to the free clinic. We're talking $150 per month here.
For Pete's sake. Does she think the free clinic does appendectomies? Or cancer chemotherapy???? Stuff happens to people and it is just crazy to go without at least catastrophic coverage. To protect YOURSELF financially, I suggest you make sure she stays insured until you are divorced.
