Well another month has passed with no noticeable progress.
W has seen the bank about removing me from our mortgage and extending a new one so she can pay me out. Our house was built on her parents land so we are tenants in common with the in-laws. There is no separate tile so any asset splitting is not cut and dried like most would be.
My eldest daughter informed me on the phone that the w had a form for me to sign. The form was from the bank and it was to start the process of removing me from the mortgage as I mentioned earlier.
As there was nothing in this form about any monetary value or percentage of split, when I finally saw w and she asked why I hadn't signed it. I told her that I didn't know what the form was about. I couldn't see what assets where being split, whats the value we're working on, where's the document that states that. I need something like that before I sign anything. I also reminded her about $2000 for the mastercard and threw in I want custody of the kids every second weekend written in, for good measure.
I was outside siting under a tree with all the kids when she came up to us and we had that talk.
After I said my bit calmly and quietly with a few "just let me finish what I have to say before you butt in"'s w stormed off with a 'see you in court'.
Eldest d got a bit upset hearing all this and took off to her room. W came back and explained I'd have to foot the $3000 she'd spent setting this up (as if), the form had to be signed by 9th, and d is upset because I talk to her about the sit. too much.
Actually d was upset hearing w go off at me when I quietly and calmly stood up to her.
I told w to get me the number of the person from the bank off the form and I'll talk to them before I decide if I'll be signing the form or not. So she took off to get the number.
I don't know if I've mentioned it or not but I'm uncomfortable around the family home nowadays especially with loverboy being there nearly all the time. Anyway w took too long writing down the the phone number, I hung around for 5-10 min. and then took off asking d to tell her mum to text me the number.
No sooner than I hit the road the w rings me on the mobile. I don't answer the phone whilst driving so I ignored it. When I got to where I was going phone rang again and it was d16, I answered and she said mum had been photocopying the form for me. I asked d to tell her mum to text it to me.
Got a text from w saying where did I go, form needs to be signed and ending with a 'so I see you'll answer phone to d16 but not me. is not up to her to pass on my messages'
The bit about messages through d16 struck me as odd, who originally passed the message about signing the form through d16?
This all sound so petty as I'm typing this out but I'll keep going anyway.
So the situation as it stood was. w - pi$$ed off, wants me to sign form, still no divorce talk. me - hurt little boy mode, don't want to be ripped off.
w text's me bank ladies number finally.
A bit of background here about the house and finances. say The property was valued at $1,000,000 As tenants in common 1/5 share our slice 200,000 owe to bank 134,000 equity 66,000 1/3 equity (my bit) 22,000
W and I have previously talked these figures and agreed on them.
I'd been talking to guys at work about the sit. and something one fellow had said to me had really stuck in my mind.
He said "Paul you can't buy a house for 200,000 dollars".
The next day I phoned the bank and organised a meeting. The bank is in the same suburb as the family home. The bank lady couldn't make the meeting her daughter had an accident so I visited a local real estate office. 'Whats the cheapest house you have in this suburb'? $480,000. 'Ok whats the cheapest house you have seen in this suburb in the last year or so, I mean the cheapest"? $280,000.
So 200,000 valuation I get 22,000 a 280,000 valuation I get 48,000
Big difference.
I slept on it.
Next day I woke up and knew I'd be signing the form. W text'd me again saying form had to be signed on the 2nd (a week earlier than originally).
I figured I'd agreed earlier on to the figures so why go back on my word. I certainly let the w know I feel the valuation is a bit short got her thinking about custody for me. So I let her stew until the day before it was due till I turned up and signed it.
When I turned up she said 'the bank lady had been asking if I still wanted to see her'? I said 'no'. Did I want to know anything about it? I said 'no'. Do I want a copy of it? I said 'no'.
The form is/was nothing.
I should just take the money and run.
It is not a lot of money either way and if lawyers get involved they would get the lions share.
I'm looking forward to being debt free.
Other than that not much excitement here.
I know my wall and floor tiling days will soon be over and am now actively looking for something different. Have started networking ala meetup groups with some IT dudes so may go back into that area eventually, looking at maybe doing work in the 'care' industry with people who have disabilities. Have been to the dentist and have less money but more teeth (heard the gap tooth look is out for white collar work), even got my hair cut short.
