So I'll let things roll on as they are, but I still feel we should both be being more proactive rather than apparently drifting along.
Lan, As long as you continue to stay mindful of this need until you get to a good enough place. I think just wait for the R to improve some more; you can't do it until she's ready and you are both in a good place - you will know when that is. That's when I think it may be a good idea to "invest" in your M/R even if you have to see the bank manager in order to afford it. I think when things are going really good that's when we need to avail of M/R help because its much easier than when things are bad. Most of us have tried to do something when we hit rock bottom or a major crisis and its very difficult from there.
Me-48, W-38 M14, D11, S7 W filed D 01/07 W had to move out 06/07 Current Thread