Hang in there my man. Remember, time is your friend here. No movement is difficult, but keep being patient.
Just a thought...If you handle the money and she won't respond to your e-mails have you considered sending her one "final" e-mail about credit debt and letting her know of your plan to pay off and close the cards. If she responds, then you'll get her feedback. If not, then do it and eliminate the debt. You'll be covered because you gave notice, waited an appropriate time, then acted. You can even attach a receipt so you know she's opened it.
Again, I don't know your dynamics, and I may be pissing in the wind here...
Hey, keep being the man. I LOVE your idea of dreaming pleasant dreams about the good times and not being desperate. I also LOVE how it allowed you to wake up refreshed and feeling good about yourself.
