You're a great guy and deserve better. It may take W crashing down to rock bottom to realize she needs help. She may never realize it.
If you are going to refinance though- don't do it until after W gets her divorce if you can. D, split the credit then refinance the stuff in your name only. No benefit to W or money to give her.
When life gives you lemons, trade them for limes and break out the tequila!!-- Soxfan2007
7/1/05 Bomb 7/20/05 H moves out 2.5 years of Rollercoaster 10/30/07 H moves back home