Bryan-

Keep it up and she will soften in time I believe. My H I think is. He called me out of the blue today and inquired about whether we could refi. our home or not. I was like WTF???? I didn't say that of course and did my 180 on him, "Well that sure is something I will look into since the rates have dropped however there is a chance we can't since home values have dropped also and we are in the high loan to value ratio already" to which he agreed and we both stated that is worth looking into. I can't even begin to imagine what the purpose of this was on his part. I mean if we could refi. we would probably only drop about $200-$300 a month in payment which certainly isn't enough for him to get a place of his own so he would still be living with his parents. See we were stupid with money in our earlier days and have credit problems that still to this day haunt us which makes it harder or us to get the best interest rates when refi. or purchasing.

Anyone's opinions on this would be appreciated. Anyone have suggestions as to why he called and asked about that?


Both 35
T 19/M 15 years
S8/D5
It's over bomb/ILYBNILWY 12-22-07

Current