You are approaching this from the rational, logical viewpoint. That is not where your W is. She is acting/reacting purely from emotions. It is doomed to failure from the start.
You are still early on in this and if I may opine you are attempting on some level to "fix" the situation or at the very least manage it. You can't. She is probally still in the anger stage and just about anything you do or say will be summarily shot down in flames.
It will take time before you can emotionally detatch from all this and I agree with the previous post, you seem to be somewhat emotional in your response, if only due to the financial ramifications of divorce.
Protect yourself, but don't bring up D or initiate any D talk.
Find some way to detatch.
"Fear is the mind-killer" Muad'Dib Me 53, XW 44, DD 14, DS 12 Bomb and OM 12/15/06 Separated 01/02/07 Divorced 05/13/08 X married OM(OMH) 08/2009 Married 06/09/13