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BTW, when you had "one foot out the door", were you worried you would have to leave your house, support your husband financially, and that you would only be allowed to see your children every other weekend? If that's what having one foot out the door looked like to you, how would that have colored your decision making process?

Well, my H and I have been separated before so I know first hand how it feels, including all the financial burdens as well as childrearing difficulties. It sucks.
My H and I went into a lot of debt when he left. I didn't even have a job at that time. I'm happy to say the debt is gone now. But it was very devastating when it happened. But my H was also not in a stable frame of mind when he left. He was very depressed and looking back he is mortified by how he acted.
So yes, your situation is different. You want to make a smart decision in a good frame of mind. Will you see your kids less? Probably. Will it be hard, money wise?, yes. But you know all this already and so did I. The fact remains can you live your life in a sexless M. You are going to have to make hard choices. And I don't blame you at all for not wanting to make that choice. I would do everything possible to avoid making that choice but ultimately it comes down to what your W wants to do. So if my own H said, I just can't give you anything more, I probably would have had to end the M. It is hard to even write that now because we are doing so much better and I am so grateful that I did not have to make that choice.
I'm probably rambling a bit here but it still comes down to what you ultimately want out of your life SM. None of us are getting any younger. Are you going to regret your choices later in life? Take some action, one way or the other. I truly hope your W decides to work on the M.

LFL