Reclaiming myself and my life

[WCW]

I hesitate to suggest but have you done or tried some of the obvious already?
- talk to your mortgage holder and make interest only payments
- refinance for a lower rate and/or extend your payments
- W gets a part time job that accomodates her massage schedules
- do your kids contribute? after school jobs?
- cut the extras out of your budget, don't be afraid to say no
- consolidation loan
- use MasterCard to pay Visa
- use coupons to shop
- shop at the used clothes store
- have a rummage sale/sell on ebay