Hi Frank, I rarely post here, I'm mostly a lurker but I have followed your story. I hope you don't think I am out of line jumping in here but....

Why don't you sit down with your wife and discuss what she can do in the immediate future to ease the financial burden for the family? If that means her massage therapy business isn't going to take off in the near future then she needs to find some kind of alternative employment to bring in support. You are putting this all on yourself and your shouldn't. I'm not sure if you think that you should be the one to support the family so you haven't thrown down the gauntlet, but grown-up (like yourself) step up to the plate when times are tough, she needs to grow up and start helping. If that means she has to shelve her dream of a massage business/school and so on, so be it.