You said "Not having sex causes suffering. So does decreasing your standard of living as well as the standard of living of your wife and children". You can actually do something about the second item, whereas you are SOL on the first if you are married to a person who is stuck in LD mode. A critical difference IMO.
This is true. I know it probably vibes different for you guys than me but I have found that even with kids at the late teen stage you can go a long way substituting creativity and attention for cash.
That "vibes different" can be a very big difference. Especially when it comes to dating and attracting members of the opposite sex, generally speaking, being broke is a much more negative deal for men than it is for women. Having been both rather affluent and broke during my adult life, I can tell you the difference is huge, and goes beyond simply how a man feels about himself when rich or poor.
