Business is business and you've let W know what the score is with the insurance.
On the Db'ing front you carry on as normal. In your next chat with W you can let her know that you/lawyers are dealing with the legal stuff sensibly, but in the meantime you and her can still progress things in a friendly manner. This gets her to see there are two sides to events, legal stuff and personal stuff.
Me:50 W: 49 T:20yrs M: 14 yrs D:11 2005 PA 2006: EA (2003 : 2007) 2007: April ILYBNILWY Aug PA, Sept Separate 2008: Feb Piecing 2009 Limbo 2011: Separated (same house) 2013: Divorcing