Well, If I'd have seen that t-shirt I might have sent it OR I might have bought one for myself to wear with my leather chaps and cat o' nine tails and finally, once and for all solve my SSM problem too.
I think that your personal counseling and your own hard work has brought you far along the path. Where the path goes from here is anyone's guess but at least it isn't leading futher down the road of more of the same. I don't know what Mrs. HD will do if you share some of these thoughts (she has surprised everyone before) but I think getting them on paper is the first step of things unfolding in a way that will surprise her for a change. She might be shocked to find that she has more invested in this M than she thinks while you finally see clearly the magic beans that are in your hand. Oh Hairy, the best to you and her too. The next steps that you take could get pretty interesting.