Here is a follow-up question regarding the separate accounts.
Right now, today, wife has complete access to all accounts in my name: Bank accounts, investments, credit cards, everything. Now, I do not at all expect that she will grant me access to any of her accounts (she recently opened up two credit card accts as well as the new bank account).
So here is the question: After we discuss the split of the accounts (how much she gives me each month - she will pay me because I pay all the bills), should I change the passwords?
Reason I ask is this: At some point, she is going to approach me to discuss a mediated settlement of our assets. At that time, I will request (and I completely expect that she will deny) access (or statements) from her accounts. I want to be in the position of having taken the high road. I want to say, "Look, you have had complete access to all of my accounts for the past X months since we split the accounts. I have been completely transparent to you. I am requesting similar transparency from you. I need to know that you are not hoarding money."
I know the mantra: Do not trust your spouse during a divorce. I get that. I just want to take the high road, and not appear to be hiding anything. OK, I know, if we divorce, I can get this info through discovery. But I don't want to go that route. It will be expensive.
I also want her to think that I trust her. Regarding the money, I do trust her. Regarding Shrek, I do not.
What do you folks think? Should I change the passwords? Or continue to allow her access?