Breton,
Hey, your WAH sounds a lot like mine (Financially). I have paid our bills on time for years now and saved $ in CD's, savings accounts, 401k, TSA's, and in my teacher retirement fund. My H on the other hand has bought about 15 different vehicles, 2 boats, a brand new tractor, a jet ski, 2 houses, new furnature, ect...all while knowing he was going to go bankrupt. He has never saved a single penny in his life. I have been the one to cover the down payment & closing costs on the last two of our three homes we have lived in in the last 7 yrs. He has barely a 1000$ in his retirement account, no credit, no bank accounts, and is now going to start up a brand new business. YEAH-THIS WILL BE INTERESTING.
He has $2100 a month he owes in rent alone for his shop and apartment, & that is not to mention that he needs to pay regular bills, buy new equiptment for the shop,$ to eat(now, he only orders out-no kitchen in his new apart.), $ to drink excessively as he does, and $ for gas. I am very afraid that he will blow through what ever he did have stashed away, when he left this 2nd time in a heartbeat.
Last summer when he left me, he did the same thing. He had a big stash of $ that he blew through in about 2 months(and that was his busy season for work). He even had to borrow money from his mother in June just to get by. He said even though he was down to his last 5 $'s, he somehow knew he would get by. And that is when he really started to talk to his family more again, cuz he was in need.
This is why I think he truely slipped into mlc. Him and I are and always have been the complete opposites when it comes to $. We never even shared accounts or credit while we were married since he & I knew he was a total spender and agreed to keep money seperate while spliting the bills/expenses in half every month. It was our system and it was o.k. with me, and now I am really glad that I went with my gut instincts due to his bankruptcy, otherwise I would be broke now too.
His way of dealing with financials is just outrageous.
WOW, I could go on for ever when it comes to this topic, I am worried for him and his future-but i cannot dwell on it. I am just so greatful for for being able to support myself.
TIPPER