You sound good. Try not to become crazy from your H's antics. I think my H kept talking about divorce due to control issues as well as to justify in his mind his affair. "Well I can have sex with someone else because I am going to get divorced".
I had to file to save the finances. He was spending like crazy and trying to use up all the equity in the house. He would have if I would have let him. I would have lost everything.
Even though I don't like it, I am much better off divorced financially and emotionally. I am good with money and can make a dollar stretch if I have to. My H became so irresponsible the last couple of years.
Me: 46 H:44 Together: 25 years Married: 20 years Separated: 11-30-06 Divorced 12-21-07 OW: EA began 2005 PA began end of 2006 3 children,20, 16, 6 ex asked for forgiveness 01/16/11