My W used to speak self-righteously and almost contemptuously of the Baptists and their supposed doctrine of "Once saved, always saved." Whether it is really attributable to the Baptists or not, I think she now wholly embraces that philosophy for herself. She now claims that Grace is extended to everyone regardless of their sins, hers included -- even though she still is committing them.
I guess she figures that God will continue to forgive her sins so long as in the end she accepts Jesus Christ as her savior.
I, however, remember what Paul said in his letter to the Hebrews. In Chapter 10, verses 26 onward, he states that Grace is not a guarantee for those who wantonly continue to sin.