My W is a bit the same, I think its a mix guilt and missing you / their old home/life and they don't want to feel either.

My W could pay 600 a month less by moving back to where we used to live (I wouldn't be there) but she can't face it, she'd rather be poorer. Its not me I think its just can't face being reminded of me/what was us.

Its shows you they must be suffering, so be bright and happy as you can, they are struggling to stay out at sea in the storm, we need to look like the cosy, calm port with a luring lighthouse.