No drinks! What are you all talking about? Chocolate Martinis right this way!!!
Patrick, you shouldn't have done the moving. Sadly, you may have to just go into debt. But before you go there look at how you may be able to protect yourself financially. Maybe take her off your accounts and tell her she'll need to start taking care of some of the bills because you cannot afford two places. If she threatens to divorce you let her do it. Right now it sounds like she's just trying to control you so she can get what she wants and have her fun without feeling guilty (since you are both "separated" she can now be a "single woman").
There is no arriving, ever. It is all a continual becoming.