We both work...she makes a bit more than me. It seems to have always been my money supports the family and expenses and her money is for her entertainment, shopping, decorating, etc...we use the same account. She just doesnt really know where we are financially. It's pretty good, but boy will it change if she keeps down this path.
But..I just opened my own checking and got a visa. I am having my paycheck deposited into my account. However, she has a couple huge checks coming, and I'd like those to be put into 'our' account, so I prefer to not divulge my own checking account yet. If I get some official papers from her, then I will shut down the visa, empty the checking, and make some other account changes.
now..I was talking to a co-friend of ours that knows us pretty well. She's really supporting me. So, I asked her what the heck should I get W for xmas? She said do what she's not expecting. She's expecting you to not do much. Get her a diamond. She loves diamonds and even if she wont accept it, it will kill her to have to do this. I was thinking of getting her something minor, but I think she might pass that off too. So, maybe that is a bit of a 180 for me? I know what everyone is going to say....she wont wear her rings, why would she wear a necklace with a diamond on it. Maybe she wont, and she might not really accept anything from me either way. But, the diamond may stick in the back of her mind for awhile and be tough for her to pass up. She is still wearing her diamond earrings I got her several years ago.