Sorry Sir, this sucks. I have no idea whether delaying is right or not...

The one bright side...now this isn't being held over your head anymore. If she wants this, now she can deal with the financial reality of it.

Me: 43 W: 41
Together 2009, Married 2011
Sons 10 and 6, Daughter 5
Bomb 2/21/21. W moved out 10/2021