I had another 2 hour session with the L today. Blowing through that retainer like water. But I think we finally got most of the figures that I needed, and ID'd the rest so I can hunt it down.
Part of the work I did after was to lay out all of the expenses vs the income. We are pretty much screwed. He thought we had almost $2000 to spare at the end of the month, but he didn't take into account:
Yard Maint > House Maint > Sewer (we have to hook up - about $10,000 - and pay new monthly fee) > contributions to my 403K > Medical CoPays, plus I will have to pay my own insurance > Sallie Mae grad school loan
Monthly expenses NOT COUNTED AT ALL only for Donna: > Food > Gas > Clothes > Entertainment > Work Related
CHILDREN'S MONTHLY EXPENSES NOT TAKEN INTO ACCT
> clothes food / lunch money Dr Copays Dental (more aft braces are started)> Cello rental Summer Camp> Field Trips Allowance Enter/Books/toysLessons / Classes
kids' stuff together = $840/month
So, we don't stand so great financially. I do get about a grand in rent from the in-laws, but it still doesn't meet the shortfall. Now its in the L's hands, with whatever she can do with it.
Blech. Glad to have waded through it all, at least. Looking forward to exploring the city tomorrow, and visiting a friend who had major spinal surgery there at Columbia, too.