Whoa, Nelly - hold on there. While I certainly wouldn't put it past the Rat or your ex to be pulling something shady, there MIGHT be a more benign explanation to all this. It wouldn't be the first time on these boards that OW's info somehow got mixed up with the LBSs; it might be something as simple as the ex having taken out a new credit card and put her on it as an additional user, or the Rat having put herself as "mrs. rat" on an apartment application.. Then the credit company ASSumes she's you.
If there was a more nefarious purpose, wouldn't something show up on your report - at least a stray card you didn't request???
Contact the credit reporting agencies and find out what you need to do to clear this up.
There are other reasons why I think there is something else up as my ex has hidden money, etc. This address was not on my report a few months ago. Also, this address listed is not her home address but a p.o. box. That is why I am concerned.
I am going to cover the bases but let the chips fall where they may. She has had many run-ins with the law as my Xh has stated in the past. And, my XH has, too, I hate to admit. Also, this is the guy who filed joint returns in the past withouth my consent. Also, he had asked my sis in law to forge my name on a bond he needed to bid a contract for work. I am sure the Ow has forged my name in the past. I would bet money on it.
So, we will see.
I am going to get a good nights sleep and go to work tomorrow. I will file a report as the credit report companies say to do so immediately if there is something off on the the status of your credit documents.
There were some things on my repor I was not sure of there identity. Various banks were looking into my credit history and I don't know if it was from applying for a mortgage last year or not. I need to look more thoroughly.
When it comes to credit, you cannot fool around. And if OW is stating she is Mrs. XH that is identity theft. Plain and simple. It meant she used my first name and maiden name in the title and that is screwed up.
Thanks for the post, Ellie..I will let you know..
This isn't the first time this has happened as some type of mix up in names happened a few years ago..Not on the credit report but I do recall being suspicious of this p.o. box in the past as it is nowhere near her house or work.
Hi, sorry about this - I agree, if the rat has been doing something illegal you HAVE to go after her, and expose it. SHe may be delusional, but is in fact commiting a serous offence.
You have to protect yourself. Remember, don't get mad, get even [and then some]. Problems with living in fantasy land is that you start to think NONE of the rules of society apply to you, not just the ones you decide not to keep!
I have had enough of the rat and your xh just being their psycho-selves and imposing it on your life and the kids. i know you are d'ed and detached and moved on, but they still have the emotional leash with their antics. i don't think it's funny, amusing - just plain disturbing. you have worked hard to get away from this, it's no longer a part of your life.....so take action to get it that way.
giving your daughter a body image issue. stripping in front of the kids. your xh reading playboy and making comments about boobs in front of them. them dishing out the profanity because you question them taking the kids out of the country.
this is so beyond trashy, it's just too much. and, the more you try to 'take the high road' and deal with them as humans, the more time you give them to make an impression on your kids. that makes me sad.
do what you need.
you treat trash like trash. you treat criminals like criminals.
period.
when we lower our standards, is when we start stripping ourselves of dignity.
When we lower our standards is when we start stripping ourselves of dignity
Aint that the truth sister?
My h hs consistently tried to make anyone who thought what he was doing was mean and shabby seem like they were some sort of moral freak,living in the nineteenth century.
A statement such as yours, full of truth and wisdom he would dismiss as self righteous bs. The old h would have wanted to know someone who had written something like that.
And as Marvin the paranoid Android said 'It gives me a headache trying to think down to your level'
Angelica and Always..you are always full of strength and that go get 'em attitutde truly boasts me..
Well, I have spent the entire day going over my credit report and there is some funky stuff going on.
My XH is pretty worried. He had to pick up the kids from my class yesterday as I had to bring them to the campus for pickup since they both were sick. My students LOVED seeing them but I made sure that they (my kids) were only there for a few minutes.
XH came to the door to get them and I made it short and sweet. First thing he asked me was if I had to chance to find out why this address was on my report..I told him I hadn't had the time..(big lie) let him shake in his shoes.
I am going to report this to the police when I have all the paperwork together. I did a background check on OW and the address is on there that is on my report. (her p.o. box so that is proof for the police.)
I realize that the more info I have the better. Now the law can do there work.
I am calling the credit company and asking what company had this address as mine (meaning, when someone filled out my name and wrote that that p.o. box was mine, I want to know what company reported it..was it AMEX, a mortgage company..that way I can get an idea to why my name was used.
I have a feeling that my XH and her did some kind of forgery of my name to some type of real estate deal. I can smell it. I would bet money on it.
Heck..now that money will be mine since 1/2 of what is his prior to the big D is ours..Maybe I won't owe him dough from the house that is due to him in September 08,
Somehow, I know this will be in my favor.
And I know XH is going to throw the Rat under the bus so to speak. He even expressed to me tomorrow he was curious to why her address was on my report..(I think he is lying through his teeth but he insinuated he was pissed, too) but I know he is part of this whole thing..
But if he can blame her, he will to get off scott free.
Well, I have some work to do..have to run..
thanks again..
All is fine..New Guy and I had a great night last night and I had a few Cosmos..lol
I slept 12 hours, too..needed it with this cold but I feel much better..
Angelica and Always..you are always full of strength and that go get 'em attitutde truly boasts me..
Well, I have spent the entire day going over my credit report and there is some funky stuff going on.
My XH is pretty worried. He had to pick up the kids from my class yesterday as I had to bring them to the campus for pickup since they both were sick. My students LOVED seeing them but I made sure that they (my kids) were only there for a few minutes.
XH came to the door to get them and I made it short and sweet. First thing he asked me was if I had to chance to find out why this address was on my report..I told him I hadn't had the time..(big lie) let him shake in his shoes.
I am going to report this to the police when I have all the paperwork together. I did a background check on OW and the address is on there that is on my report. (her p.o. box so that is proof for the police.)
I realize that the more info I have the better. Now the law can do there work.
I am calling the credit company and asking what company had this address as mine (meaning, when someone filled out my name and wrote that that p.o. box was mine, I want to know what company reported it..was it AMEX, a mortgage company)..that way I can get an idea to why my name was used.
I have a feeling that my XH and her did some kind of forgery of my name to some type of real estate deal. I can smell it. I would bet money on it.
Heck..now that money will be mine since 1/2 of what is his prior to the big D is ours..Maybe I won't owe him dough from the house that is due to him in September 08,
Somehow, I know this will be in my favor.
And I know XH is going to throw the Rat under the bus so to speak. He even expressed to me yesterday he was curious to why her address was on my report..(I think he is lying through his teeth but he insinuated he was pissed, too) but I know he is part of this whole thing..
But if he can blame her, he will to get off scott free.
Well, I have some work to do..have to run..
thanks again..
All is fine..New Guy and I had a great night last night and I had a few Cosmos..lol
I slept 12 hours, too..needed it with this cold but I feel much better..
Just say, 'i don't know' and end the conversation.
keep it ONLY to the kids.
this man disgusts me. he turns nice when he needs to and mean when he wants. his gf is sleaze.
get everything over to the law, and don't look back. don't answer questions after that.
if they get angry, don't break, just say
"you can call the police or the authorities to ask them questions - they will be happy to assist you, I don't have answers for you. Or, if you like the Internet and FBI website has plenty of information about Identity Theft. I found it very useful myself. Goodbye"