Well, you've told us that your friends, family, and shrink think that living in limbo isn't good. THEY'RE uncomfortable with it. THEY think they know what would be best for you. Okay. But is any one of them in your shoes?
How do you feel about it? If everyone says you should do "something," then why aren't you? Maybe because you're not ready, you're not sure what you want right now, you're waiting until you feel strongly what direction you should take?
It seems to me that until you KNOW what you what you want to do, doing nothing is a viable option. You are the one who has to live with the situation now and in the future. None of these friends, family, etc. will be in your skin and your shoes day after day.
I say wait until you feel some clarity within you. What's the worst thing that can happen if you do nothing RIGHT NOW? (Provided your financial assets are protected.)