Big giant hugs, Morgan. What a day you have had! I'm so sorry I wasn't around, but so glad everyone else was.
I agree that you do not need to file for D. However, you may seriouly consider that L to protect your financial security. If he's already liquidated assets, he is completely capable of more. He had to be a jerk to go through this talk and justify his actions. He can not justify it any other way. He has to belittle you so that he can continue to be selfish.
Protect yourself, dear Morgan. Know that these are lies. Hold truth close to your heart. You are a wonderful person and an amazing mother. I can not imagine you any less as a wife. You will get through this. You do have the strength deep within you. Don't let him take that from you. Harness it and continue to thrive.
I'm curious what else your friend wanted you to put in the letter. Do you care to share?
Me29 H33 D9 months S2 S9(previous R) Sep 8-19-07 I file 11-5-07 H home (Retro) 2-15-08 "Today is the tomorrow of yesterday." -- S9