Though most of us are in the States, there are quite a few from other parts of the world (I am guessing that you are not from USA... am I correct??). Regardless of where in the world we are, we share a common objective. And we will help each other get to wherever it is we end up, and we will arrive there with confidence and dignity.
Don't be bashful about asking about abbreviations. I am confused about some of them each week. Ask, ask, ask.... and post, post, post.
Hang in there, and keep the PMA (ummm...... positive mental attitude!!!!!!).
