I think things are going decently enough w/your H. If you want to, an acct won't hurt, but i would advise against active separation of finances at this point. Put a little in there at a time. Hopefully, you won't need it. Then you have x-mas funds!. However, if things do turn around, you are prepared. I think it is impirtant to demonstrate you have faith in your M. As soon as my H started to pull away, I finished by pushing him out, packing his thins, and taking him off accounts. I think I made trhings worse. He felt he couldn't trust me to give space and time. He responded by being more sneaky and covert with money and other things. Just decide if there is really just cause to make these changes before you do anything. I know he's calling OW but unless you catch wind they are in contact, you are just in holding, so just hold on. Limbo sucks, but not as much as ending up farther apart.
Me29 H33 D9 months S2 S9(previous R) Sep 8-19-07 I file 11-5-07 H home (Retro) 2-15-08 "Today is the tomorrow of yesterday." -- S9