MrsCAC, this wasn't meant as a personal attack, and I certainly didn't intend to insult you or CAC. What set me off was CAC's comment that one has to be "extremely wealthy" to be able to fly. That is a commonly held belief that has little basis in fact. Most of the pilots I know are not in the top 20% income. The fact is, you can fly with a very middle class income provided you are willing to sacrifice in other areas to make it happen. I only listed those particular things because they are what many of the people I come across who ask how I can afford to fly spend their money on.