My wife wants out !!

[dadtotwo]

For all those here to read, here is what I did regarding our finances...

Dec 2000- Bought brand new house for $275,000 with $245,000 mortgage
April 2002- Opened credit line for $150,000
October 2003- Refinanced for $525,000 to pay off existing mortgage, pay off credit cards and credit line. I did not close the credit line but paid off the balance and was told to close it myself. I never did.
January 2004- Take on new position as branch manager(projected income $200,000/year)
February 2004- W leaves $65,000/yr job to be a stay at home Mom.
May 2004- Branch not working out and are brought in as a partner for a business venture. Quit my job without consulting my W. She says that I should pursue this but only for a short time and then I should get back to work. I didn't listen to that.
May 2004-June 2006- Did not work since my business venture would take off any day. Borrowed money from family, friends took cash advances on credit cards with the expectation of easily paying the money back. Did all of this without consulting my W. All the decisions were made without her input.
May 2005- W miscarries. Tell the MC that our marriage starting falling apart from that point forward.
June 2006- Return to work full time. File Chapter 7 BK
July 2006- Go to BK court to tell them why we are broke
September 2006- Served foreclosure notice after being behind 4 months on mortgage
September 2007- Wife has left with kids, still not made a mortgage payment. Still broke...

See folks, my W had a very good reason to leave. I DIDN'T WORK FOR 2 YEARS!!! We filed bankruptcy and we are losing our house. So find me a W that would be willing to stand by her H when he FREELY chose not to work no matter how bad things got because he was convinced his venture would pay off. Find me a W that would not lose trust and respect for her H when he gets money without telling her and only puts us further and further in debt. I went so far as to cash in some of my kid's savings bonds so I could get some cash. We went months without health insurance including no insurance for my kids.

I am thoroughly disappointed and ashamed of myself. My own fear and lack of confidence buried us and I lost my family and misled the only woman I ever truly loved. Just before, I called my kids to say goodnight and the pain of having to talk to them and not put them to bed makes me ashamed to call myself a man.

How pathetic I have been!!