Yes, it is exciting and empowering! That's actually why I decided to do it myself, Lissie. I wanted to do this, the last hurdle, withOUT H's help.
Today, I met w/ an acct manager at a big bank (not H's). I told him H can get me 1.5% off the posted rate of any fixed-rate mortgage, and that I would want them to match that. He has to get approval from a higher-up, but if I move all my stuff there (investments, etc), it could be possible.
Another bank took three days to get back to me, and I had to call twice! I am still waiting to hear from their mortgage specialist to get an appt. Not impressed.
I want a five-year fixed rate, as it goes up substantially after that. The interest rates here went up a couple of months ago by about 1%, and will probably go up another 1% by the end of the year (Bank of Canada is trying to keep inflation down), so want to lock in ASAP.
In other news, D10 is not happy with her French teacher - she is in an immersion school with half English and half French. Her French teacher this year is old-school French (not quebecoise). I had some of those in school, too, and it is not fun. She is big on severe discipline and FIVE kids actually cried yesterday, including three BOYS!!! And my D. Anyway, her English teacher is lovely - one of the best in the school, so that's good.
S5 is doing okay in K, although he has cried a couple of times this week when I drop him off. I think he realizes now that it's for real!
I am back to volunteering at the school library on Friday mornings, and my kids really like that. I do, too, although I almost didn't do it this year b/c of time constraints, but it really means a lot to them to have me involved in their school.
That's it for now - time to get some work done!
Life isn't about finding yourself; it's about creating yourself My thread: Trusting God's Plan
