Make her file. She is an adult. Too bad if she doesn't have the funds. If you do not want a divorce do not file for one. If you do file then it will seem like you don't care. At least holding off shows that YOU are commited to making your M work.
Me: 30 EX-H: 37 DD: 5 Separated 6/07. MC for months, EX-H quit MC. Divorce Final 8/14/08. Trying to move on with new life.