How to keep GALing from backfiring?

[saffie]

I understand that. Look let me explain. I am a tax consultant. Daily I deal with people who come to me with all sorts of tax / financial problems. I see people where their partner has had something happen to them suddenly, (death or illness), and that partner did all the financial stuff and the one coming to see me is left not knowing how things stand. It is not good to be like this. If your wife got knocked over tomorrow by a bus how would you know where to start dealing with everything. Regardless of your wife having an A you need to know how things stand, where details are filed etc. etc. not only for you but also for your children.

I have seen too many people having to cope with learning about finances etc at a time when they are also trying to cope with other things. One of my old female client's didn't realise she had lost £50,000 of savings when her husband died. It was all in a bank a/c her husband had set up and she knew nothing about??? I found it when doing her husband's return of income to date of death. She really needed that money. It could easily have been lost. Regardless of your marital state you NEED to know what's going on.

tha's my opinion for what it's worth anyway.

sorry for coming down a bit heavy about this.

saffie