How to keep GALing from backfiring?

[lester]

well, I have set up access to the joint accounts with the bank online. So I see the joint stuff but she doesn't know it. She took out 200 last week but last time she took out something I didn't get it turned out to be payment for school. So, I'm not too worried about that but I don't have online access to the joint bank in iowa and the 2 accounts in her name. Those two have minimal amounts in them and are used for vacation and xmas presents.

i'm thinking to be safe tho I probably need to withdraw some money from the money market. She never looks at that for some reason. open a separate account and at least have enough money for a little while just in case.