hey whapu, I had to come to meet you (I now see why you discourage the penpal idea) Last week, I was bitter and wondering "is this worth it?, why am I hanging on anyways?". Life is too short to just sit there and not like how's it going, (by the way, I totally understand your lack of sleep, my H had the very same schedule at his old job and had to watch kids afterwards) Don't know how old your kids are but I hope you are able to get more sleep now that school is back, feels like a hangover when one doesn't get enough sleep.
We are also tight on $ and paying many cc (have a huge one from when my H went MLC/WAH on 05-06) but we now dont' flinch to pay a sitter for an hr or two to get away. Don't know about how things run in your home, but by 9:30 both my kids are in bed and then my H and I have time to talk or do a project-things are odd now with the new developments, so we are off schedule for the time being- but you get my drift, MAKE time to do what you want to do.
When my son was small my H and I put for later many things with the idea that "when the kids grow up we'll do stuff for ourselves" which was part of our downfall, we didn't make us a priority.
Would she go on bike rides with you? that can be a form of exercize and a time to spend together. Go on walks after dinner instead of watching TV or at least before doing so.
Be not afraid...I will repay you for the years the locusts have eaten Joel2
30something 2kids survivor of S, MLC, A, D I have peace in my heart, at last.