I asked H to leave; regret-now what?

[Dom R]

I'm thinking of sending a certified letter to him discussing the bill and the "lets talk." If I go to his place (his dad's house) he will construe that as "drama" and I doubt that will go well.

I'd say that a certified letter like that is more "drama".

I think that you need to learn how to deal with your husband face to face, in a way that is non-threatening/dramatic to both of you.

He's the one forcing "drama", by refusing to respond to you.
(most likely, he's just hiding, trying to avoid his responsabilities. Dont let him weasle out of it by claims of "drama". Time for him to act like an adult and face the consequences of his own choices. He bugged you for the loan. He needs to face up to handling the loan.)


Right now, you have extreme motivation to get this issue resolved, in a timely manner. I think you should go talk to him right away.

The last thing you need is another loan. you need to close out your existing loan in a sensible manner.

If your husband refuses to talk to you, then you need to at minimum talk to a financial planner or something, to figure out how to protect yourself.
i dont think you should try guessing at how to handle these kinds of large financial matters on your own, without professional advice.
If you and your husband can work things out, that would be the best way. But otherwise... get some professional advice.