One more question for IMP, Goal, or anyone else reading. I know I need to see an attorney, and will do so as soon as I can find one. Any suggestions for how to do this? It's all new territory for me.
One more--any thoughts on what to do to protect my part of the house as long as we aren't filing for D? In other words, I could go ahead an unilaterally separate some money, and cut her off credit cards and give her (or cut up for her) my copies of cards in her name, but what should I do about how we pay the mortgage?