Gwyn, Lou is right. If you're not talking to your IC about what is really bothering you, you're wasting your money.
You can say something like, "I've got some other stuff I want to talk about, but I feel embarrassed... can you help me get it out?"
They have heard EVERYTHING a zillion times. Is this IC someone you otherwise feel comfortable with? (Male or female?) Once you start talking about it, it will be easier.
You might try writing out a synopsis of what is bothering you (like you did here) and handing the paper to your IC and saying it was hard to get this out, but you want to talk about this.
Many of us here are facing a situation exactly as you describe.
