Amy, as I said before you have to make sure you have done everything and you just noticed that no you haven't done everything.
Now I'll finally speak about my impressions. It seems you both want to be back together but somehow are scared of the future or unwilling to "lose". I have heard this a bit too much on this board and in a local separation/divorce group I am in. People let pride get in the way of what's right and what's best so they ultimately have regret and more pain. So time for you to go out on that limb submit the solution in a loving, cooperative way. Let him feel like he's not losing or anyone for that fact but that everyone is winning. Hey if its the financial situation that begins the process who's to argue? Just don't let it be the only reason.
Good luck my friend!
If we really want to love, we must learn how to forgive. - Mother Theresa
