I'm a little tired, so can't think of any advice to offer you. However, I can sympathize with you. My W keeps saying she doesn't feel that "spark" for me. It's either there or not, so the M is over. I KNOW in my heart that we could rebuild that love. Like you and your H, we still remain friends. However, that whole circular logic of I don't feel it so I can't feel it so I won't try to see if I can feel it again so I don't feel it is MADDENING! You're not alone.
Regarding staying at home, you feeling like he's taking advantage of you. Don't do anything rash, think things through.
You WILL be OK.
I hope to be able to offer you something more constuctive later. Until then, hang in there.
BD
My latest
Me: 36 W: 35 2 D: 9 and 5 T: 16 years M: 12 10/4/06: Bomb 10/5/06: Ended A 4/22/07: ILYBNILWY