Ya, true mortgage business is upside down right now. W should understands that but it seems she refuse to. This alone is selfish. What about good time and bad times, for richer or for poorer. What happend to family values?
What you are experiencing are the early signs of such a dramatic event, you need to stop focusing on her and focus on yourself. I have been there and I know how it feels. Its very difficult but the more you push her the further the W will be withdrawn. You need to STOP NOW.
If you drink, STOP drinking, if you SMOKE quit smoking. You need to make tiny changes. If the garage is cluttered up, do a summer cleaning, get rid of the old things. Keep yourself busy and preoccupied your mind with things you normally dont do.
Go to the movies, go to a baseball game, football pre-season is starting soon, go to the games.
Good luck!
See the W, Listen to the W, but dont Speak back to the W. Bridle your tongue...