Hope,

I was just checking in on you. My girls were in bed after a long day out on the boat and I was kicking back having a beer.

You know your predicament much better then any of us. If you do not feel like you need a L then great. For me I have to have one. I will probably be taken to the cleaners even with a good one. Here's to hoping that my W does what is fair.

Take Care.....Enjoy your time away.
Scott