MWHGC: Glad I could offer you a laugh. I prefer laughing over crying, myself. I don't know if I'm that good...but I'm OK with where I am and I've accepted my fate (so to speak). I'll be glad when it's all over and I can move beyond the pain. July is going to be a tough month. It's the month we first saw each other socially, it's the month I proposed, and it's the month she began cheating on me. I'll be glad to see it go!
alamogirl: Good to hear from you, I was wondering what was up with you.
You're right about buying out. I'm buying out my STBXW as well. In order to get her off the deed and mortgage, I have to refinance (hence the interest rate comment). When I do, I'll cash out part of the equity (that is, my new mortgage will be for more than I currently owe) and use it to pay off her portion. Here's another way of putting it. The new mortgage will be big enough that the money I get will pay off the current mortgage and with the money left over, pay her. The beauty of it is that I get her out and get to take the interest payments as a tax deduction.
I'm not sure about the $20,000 / $13,845 figured. Because $23,845 is the equity in the house, that's an asset and I think it'd be hard to defend $3,845 of that as "spousal support" in an IRS audit. I could maybe see calling the $10,000 spousal support because it's money that was used at one time...but isn't a tangible asset now. I'd ask a tax person myself. The last thing you need is to get rid of your H only to get hounded by the IRS.
Originally Posted By: alamogirl
...I replied, "Neither do I...not anymore. I want this over just as bad as you do." I had never said that to him, and he went quiet for a few seconds. Then he abruptly cut the phone call short. BTW, he's the one who called.
Good for you. There comes a time when you have to move on. I'm right there with you. I miss my WAW and wish I could have her back, but I understand that the STBXW is really a different person and I don't want her.
