Great admonitions -- thanks. At your encouragement, I went and met with the area Manager (over all of the branch managers) for my credit union today, whom I know, and explained my situation. He set me up with a brand-new account, changed my password on the old, existing one (which we will still use for groceries, gas, needs for the boys), and set up my direct-deposit for tomorrow morning (which is quite large) to go to the new account. When he found out it couldn't be "caught" in time, he made a note in his Outlook to do it for me MANUALLY tomorrow, as soon as it hits.
Wife will only have access to grocery and gas money, and she'll find this out tomorrow.
