Just some quick advice - I am in a rush, so forgive me if I sound curt:
1 - You need a L to at least review the agreement. Find the money, even if it means putting it on your CC. You MUST protect yourself.
2 - "I hate this, blah blah blah" Yeah, we know. Get over it. It's happening, so you've got to take control of your side of it and do what you need to do for yourself and D.
I'm a little ahead of you, KS, in that we've almost finished negotiating. I actually felt better once I accepted that it was happening and took charge.
~Nicola
Life isn't about finding yourself; it's about creating yourself My thread: Trusting God's Plan